QSEHRA vs. Group Health Insurance: Which Is Better for Your Small Business?
Choosing the right healthcare coverage is one of the most significant decisions you will make for your team. If you are running a small business or a growing startup, you likely feel the weight of this responsibility. On one hand, you want to provide top-tier benefits that keep your employees healthy and loyal. On the other hand, the soaring costs of traditional medical insurance can feel like an anchor on your bottom line. Many business owners find themselves stuck in a cycle of annual premium hikes and dwindling plan options. You might be asking yourself: "Is there a way to offer quality health benefits without the administrative headache and unpredictable costs of a group plan?" The answer lies in understanding the fundamental shift from traditional group health insurance to the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) . This guide breaks down the nuances of both models to help you decide which path aligns with your company’s financial goals and y...